PUBLIC NOTICE

SUBSTITUTED TRUSTEE’S NOTICE OF SALE

WHEREAS, on April 13, 2022, Michael A. Metty, Jr. and Kathriene D. McGuire executed a Deed of Trust to Guardian Title, LLC, as Trustee for the benefit of Mortgage Electronic Registration Systems, Inc., as Beneficiary, acting solely as Nominee for Academy Mortgage Corporation, its successors and assigns, which is recorded in Book 2022 at Page 1253 and re-recorded in Book 2022 at Page 1452 in the office of the Chancery Clerk of the First Judicial District of Panola County, Mississippi; and

WHEREAS, the Deed of Trust was assigned to Alabama Housing Finance Authority by instrument recorded in the office of the aforesaid Chancery Clerk in Book 2026 at Page 4291; and

WHEREAS, Underwood Law Firm PLLC has been duly appointed as Substituted Trustee by instrument recorded in Book 2026 at Page 4640 in the office of the Chancery Clerk of the First Judicial District of Panola County, Mississippi; and

WHEREAS, default has been made in the payment and performance of the obligations secured by the Deed of Trust, and Alabama Housing Finance Authority, the holder of the indebtedness and the beneficiary under the Deed of Trust, has declared the entire balance due and payable and has requested the undersigned Substituted Trustee to sell the property under the power of sale contained in the Deed of Trust.

NOW, THEREFORE, Underwood Law Firm PLLC, as Substituted Trustee under the Deed of Trust, will on September 16, 2026, within legal hours (between 11:00 a.m. and 4:00 p.m.), at the East front door of the First Judicial District of Panola County in Sardis, Mississippi offer for sale at public outcry to the highest bidder for cash the following described property situated in the First Judicial District of Panola County, Mississippi, being the same property described in the Deed of Trust:

A part of the Northeast Quarter of the Southeast Quarter of Section 17, Township 8 South, Range 7 West, Panola County, Mississippi, containing 1.0 acre, more or less, and being more specifically described as follows:

Beginning at a point that is North 1 degree 51 minutes East a distance of 2145.8 feet from the Southeast corner of said Section 17, said point being in the center of a county gravel road, running North 1 degree 51 minutes East along said centerline for a distance of 100 feet, thence North 88 degrees 09 minutes West for a distance of 436 feet, thence South 1 degree 51 minutes West for a distance of 100 feet, thence South 88 degrees 09 minutes East for a distance of 436 feet to the point of beginning, containing 1.0 acre, more or less.

The property will be conveyed only as title is vested in the Substituted Trustee without warranty. The sale is subject to prior liens, unpaid taxes, easements, and matters of record.

UNDERWOOD LAW FIRM PLLC

Substituted Trustee
By: /s/ Andrew R. Wilson
Andrew R. Wilson (Miss. Bar #102862)
UNDERWOOD LAW FIRM PLLC
P.O. Box 1874
Madison, MS 39130
(601) 981-7773
File No. 26070188:

The Panolian:
Aug. 19, 26 Sept. 2 and 9, 2026
NOTICE OF SALE